The Medicare program is fraught with complicated decisions. Medicare insurance has very specific enrollment periods and penalties for late enrollment. Uninformed choices can lead to costly results, affecting seniors’ health coverage for the rest of their lives.
Most people are eligible for Medicare when they turn 65. Even if you are still working and on your spouse’s or your employer insurance, it is important to review your current insurance situation to see if there are any steps you should take.
Call VAS (402.444.6617) 3-4 months before turning 65.
- If you are ready to start Medicare, you may enroll in the free Medicare Workshop and schedule an appointment (402.444.6617) to meet with a counselor for a personalized counseling session.
- If you have other insurance options including COBRA, retiree, Federal, VA, TriCare, or ACA, a VAS counselor can meet with you to help you understand how your other insurance works with Medicare.
- If you are continuing to work and remain on your employer insurance, talk with a VAS counselor to put together a plan that will help you transition to Medicare insurance when the time is right for you.
If you are on active employer insurance, these are some of the things that may impact your Medicare decisions when turning 65:
- Is your company more than 20 employees?
- Is your employer coverage ‘creditable’ for Medicare drug coverage?
- Are you enrolled in a HDGP (High Deductible Group Health Plan) that is eligible for HSA (Heath Savings Account) contributions?
- Are you on Social Security?
Ending Employer Insurance after 65
Call VAS (402.444.6617) 2-3 months before your retirement date to schedule a counseling session with one of our volunteers.
Call 402.444.6617 to schedule a class or an appointment with a SHIIP (Senior Health Insurance Information Program) trained and certified counselor.